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Credit Card Processing
Accepting credit cards and debit cards is essential for almost any business — but the world of payments is changing. We can help you stay up to date with the latest payment and security features, enjoy next-day funding, and manage all card types through a single account.
The convenience of having one portal is helpful, but top line encryption is also important to stay compliant to your organizations requirements. Emerson & Co clients also enjoy accepting mobile payments, support EMV (chips), PIN and signature debit card types, and consolidated monthly statements.
Here at Emerson & Co we are proud to offer E-Payments; and here are a few reasons why some of our clients prefer them.
- Increased Speed and Convenience: E-payment is very convenient compared to traditional payment methods such as cash or check. Since you can pay for goods or services online at any time of day or night, from any part of the world, you don’t have to spend time queuing in banks or merchant offices waiting for your turn to transact. Nor do you have to wait for a check to clear the bank so you can access the funds. E-payment also eliminates the security risks that come with handling actual cash.
- Increased Sales: As Internet banking and shopping become widespread, the number of people making cash payments is decreasing. A 2014 survey from Bankrate established that more than 75% of those surveyed carry less than $50 a day, meaning electronic alternatives are increasingly becoming the preferred payment option. As such, e-payment enables businesses to make sales to the customers who choose to pay electronically and gain a competitive advantage over those that only accept traditional methods.
- Reduced Transaction Costs: While there are no additional charges for making a cash payment, trips to the store typically cost money, and checks also need postage. On the other hand, there are usually no fees – or very small ones – to swipe your card or pay online. In the long run, e-payment could save both individuals and businesses hundreds to thousands of dollars in transaction fees.
Types of Merchant ServicesCredit Card Processing
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